{"id":14609,"date":"2025-08-14T18:20:17","date_gmt":"2025-08-14T10:20:17","guid":{"rendered":"https:\/\/www.premierclinic.hk\/?p=14609"},"modified":"2025-08-14T18:21:28","modified_gmt":"2025-08-14T10:21:28","slug":"%e5%82%99%e5%a6%a5%e3%80%8c%e4%b8%89%e5%af%b6%e3%80%8d-%e7%82%ba%e6%99%9a%e5%b9%b4%e5%ae%89%e6%8e%92%ef%bc%88%e4%bf%a1%e5%a0%b1%e8%b2%a1%e7%b6%93%e6%96%b0%e8%81%9e%ef%bc%89","status":"publish","type":"post","link":"https:\/\/www.premierclinic.hk\/en\/news\/%e5%82%99%e5%a6%a5%e3%80%8c%e4%b8%89%e5%af%b6%e3%80%8d-%e7%82%ba%e6%99%9a%e5%b9%b4%e5%ae%89%e6%8e%92%ef%bc%88%e4%bf%a1%e5%a0%b1%e8%b2%a1%e7%b6%93%e6%96%b0%e8%81%9e%ef%bc%89\/","title":{"rendered":"Prepare the "Three Treasures" for your later years (Hong Kong Economic Times Financial News)"},"content":{"rendered":"

Ken (a pseudonym), a retired man, is starting to plan for his golden second half. When a friend asked him if he had prepared the "three treasures of safety," he was clueless. Upon closer inquiry, he learned that the three treasures refer to a will, a lasting power of attorney, and an advance directive. Ken, believing he's still young and in good health, wondered if they were necessary.<\/p>\n\n\n\n\n\n\n\n

Later, he went to a familiar clinic for a detailed physical examination and brought up the topic with his family doctor. The doctor explained that seniors are at higher risk of developing illnesses like stroke and dementia than when they were younger. Establishing the Three Treasures would provide legal protection and support for the elderly in their later years. In the event that they lose their speech and ability to care for themselves due to illness, they would still be able to manage their affairs, property, and medical arrangements according to their own wishes.<\/p>\n\n\n\n

For example, establishing an advance directive is suitable for patients with serious, progressive, and irreversible illnesses. This allows them to decide in advance, while conscious, when to refuse life-sustaining treatment at the end of their lives when they are no longer able to make their own decisions. This ensures that the wishes of the elderly are respected and implemented even when they lose mental capacity or are on their deathbed.<\/p>\n\n\n\n

As for powers of attorney, the more commonly used "general power of attorney" will become invalid if the donor becomes mentally incapable. An "enduring power of attorney" allows the donor to appoint an attorney while he or she is mentally competent, so that the attorney can continue to care for the donor's financial affairs even if he or she becomes mentally incapable. An enduring power of attorney must be signed by the donor, witnessed by a doctor and a lawyer, and the attorney must register the document with the High Court for it to take effect.<\/p>\n\n\n\n

A will, commonly known as a "peace paper," can effectively avoid disputes arising from the distribution of an estate under the Intestates' Estates Ordinance, ensuring that the property is distributed to designated beneficiaries in accordance with the testator's wishes. However, if the testator is elderly, suffers from dementia, or has suffered a stroke, it is recommended that a doctor examine and record their mental status before making the will to avoid future allegations of mental disorder at the time of the will, which could affect the legal validity of the document.<\/p>\n\n\n\n

The doctor advised Ken not to worry about it, and that preparing the "three treasures" could be seen as making proper arrangements for his future in advance and reducing the pressure on his family.<\/p>\n\n\n\n

Dr. Yongbai Su, Fellow of the Royal College of General Practitioners<\/a><\/p>\n\n\n\n

Originally published:
https:\/\/health.hkej.com\/<\/a><\/p>\n\n\n\n

<\/p>","protected":false},"excerpt":{"rendered":"

Ken (a pseudonym), a retired man, has begun planning for the second half of his golden years. When a friend asked him if he had prepared the "Three Treasures of Safety," he was clueless. 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